For Firefighters, Law Enforcement, and EMS

Your Gear Comes Off.So Does Your Coverage.

Department and union life insurance usually ends the day you walk out. A policy you own does not.

Three things worth knowing before you apply

01

The Badge Is Not
the Problem

Most carriers do not surcharge career firefighters, patrol officers, or paramedics. Preferred rates are genuinely available.

02

Build Charts Are
Not Equal

Muscle reads as weight on paper. One carrier tables you at BMI 32. Another approves you at Standard.

03

Retirement Benefits
Can Leave Gaps

Pension survivor benefits and line-of-duty benefits have different rules. Review what your family would receive and what changes when you retire.

Watch first

One minute. Then decide.

Watch the short video, then tell us where you stand. Nothing here is an application and nothing obligates you to buy.

A one-minute guide to protecting your family

Our updated video is coming soon.

See where you stand

See where you stand

Takes about a minute. We use this to pull the right carriers before we ever talk numbers.

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We do not ask for medical history, a Social Security number, or payment information on this form. Ever.

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Our team will reach out at the time you picked. If you would rather not wait, call 941.799.3300.